What's it all about?

Shhh! What you do with your money is your business - you don't need to discuss it in the group.  But, you do need to think about it. Be honest with yourself. 
 
It is very easy to get into a lot of trouble with money - and getting out again is not so easy.  Working through Yo-Yos will help you to ask yourself the questions you maybe never thought of; it will help you learn some new skills to help you make better choices.

When you first use Yo-Yos, your teacher will ask you to take a quiz - this is designed to help you find your Yo-Yos Guide - the character that you will follow throughout the programme.  This guide may be a little like you - you can learn a lot from what he or she does!