What is Yo-Yos?

It will help you learn to control your spending, help you plan for your future, and help you to make sure you can pay your way.  It will also give you some guidance on what to do when things go wrong.

• Yo-Yos is made up of 6 units. Each unit will take more than one session, and your tutor will tell you how many sessions you can expect to take.

• There are no exams in Yo-Yos, no right or wrong answers - generally, you will have your own answers to all the questions in Yo-Yos - it's up to you to decide whether you could be doing things better.